Full Video Library
When Your Friend’s Mortgage Advice Is Just YouTube Buzzwords
We all have that one friend who tries to sound like an expert but is really just repeating buzzwords. Mortgages...
VA Loans: How Buying with a Family Member Works
Buying a home with family using a VA loan can get confusing fast. Do you need a down payment? Can...
When Hiring A “Family Friend” Realtor Goes Wrong
Funny on TV, not so funny in real life. The right realtor can make or break your home search, and...
Not Cut Out for Construction
Fixer-uppers can look like a fun idea for some, but the projects pile up fast if you’re not handy. Whether...
When the Mortgage Lender Verifies Your Job
George invented Vandelay Industries… but in real life, lenders always check. If you’re planning to buy a home, I can...
California’s Housing Rebound vs the U.S.
California’s housing supply has bounced back in a big way. After hitting record lows in 2022, listings across the state...
How Many Homes Are for Sale in the U.S.?
If you were house hunting in 2022, you probably remember how tough it felt. Multiple offers, bidding wars, homes gone...
Finding Out Your Annoying Ex Is Moving In Next Door
The house can be perfect, but the neighbors? That’s another story. 🏡 While I can’t pick your neighbors, I can...
The “Back in My Day” Mortgage Tips
Not all mortgage advice holds up over time. If you want today’s rules and a quick preapproval, DM me and...
Most Expensive Southern California Cities
Southern California has a reputation for sky-high home prices. Not every city fits that image, but these five definitely do.This...
When You Realize Why It Was Priced So Low
While I can’t prevent neon sign surprises, I can help you get preapproved and guide you through the mortgage process,...
When Skipping the Home Inspection Backfires: It’s Arrested Development
Before you buy a home, make sure you’ve got all your bases covered. Missing key steps like getting preapproved early...
5 Most Affordable Cities in SoCal’s Coastal Counties (2025)
Not every Southern California coastal county is sky-high on price. Here’s a quick look at the most affordable cities in...
VA Funding Fee Exemptions
If you’re planning to use a VA loan, there is usually a one-time funding fee included in the loan. This...
What Not to Do During the Mortgage Process
Making a big purchase during the mortgage process, like a new boat, can cause confusion, delays, or even hurt your...
Not all home loan situations are simple, and that’s okay.
You don’t need perfect paperwork or a traditional job to apply for a home loan. I can help you figure...
When the loan qualification call takes a slight detour
Mortgage conversations don’t always stay on topic, and that’s okay. My job is to keep things moving and make the...
Buy Your First Home With Little To No Money Down
You don’t have to rely on sketchy backup plans or hope someone “finds the money.” There are real options out...
5 Things Veterans Should Know About VA Loans
Think you’ve heard it all about VA loans? Most veterans know the basics, but there are a few powerful benefits...
Homebuyers Are Ditching Banks – Here’s Why
As a mortgage broker, I work with over 270 different lenders, including many with more flexible guidelines than traditional banks....
Buying A Home When You’re Your Own Boss
If you’re self-employed, getting a mortgage isn’t impossible… but it usually comes with a few extra questions (and probably a...
How NOT To Start The Home Loan Process
Clicked one button… now you’re in a call center’s group chat. Pro tip: Not all “get prequalified” buttons are created...
Surviving Preapproval
Getting preapproved is a great first step. But opening a new credit card (or financing anything big) can totally mess...
Online Mortgage Calculator Humor
Online mortgage calculators are great… until they tell you your budget is $200k in a market where the average home...
Secure Your Home Loan Rate
Worried about interest rates changing while you’re buying a home? A mortgage rate lock can protect you from sudden increases...
Can You Still Buy a Home After Bankruptcy?
If you’ve gone through bankruptcy, buying a home might feel out of reach, but it’s still possible. Many people rebuild...
VA Home Loan Escape Clause
If you’re using a VA loan to buy a home, there’s a built-in protection that can save you from overpaying:...
What You Should Know About the VA Funding Fee
If you’re using a VA loan to buy a home, there’s one cost you don’t want to overlook: the VA...
Restoring Your VA Loan Benefits
If you’ve used a VA loan in the past and have since paid it off or refinanced into a non-VA...
Buying a Condo or Townhome with Lower Credit? Here’s What to Know
Condos and townhomes are often more affordable than single-family homes, which makes them a great option if you have lower...
Home Loans for Self‑Employed and Gig Workers
If you’re self-employed or working gig jobs and worried about qualifying for a mortgage, you’re not alone. The good news?...
How a Loan Officer Can Make Homebuying Easier
Feeling overwhelmed by the homebuying process? Working with a loan officer early on can save you time, money, and stress....
VA Supplemental Loans: Covering Unexpected Costs
If unexpected home repair costs arise after your VA loan closes, a VA Supplemental Loan can help you afford critical...
Home Loans for Lower Credit Scores
Worried your credit isn’t perfect? Discover home loan options designed specifically for buyers with lower credit scores, including FHA, VA,...
FHA vs. Conventional Loans: What’s the Difference?
Compare FHA and conventional loans and understand which is best based on your credit score, down payment savings, and homeownership...
VA Loans for Home Repairs & Upgrades
Veterans and military members: your VA loan can cover important home repairs and upgrades like roofing or plumbing. Discover how...
How To Get Your Down Payment or Closing Costs Covered
Struggling with the upfront costs of buying a home? Explore programs offering grants and special loans that can help cover...
VA Loans Can Pay for Energy-Saving Home Upgrades
Veterans and service members, your VA loan can fund energy-efficient upgrades like new windows, insulation, or solar panels. Learn how...
How the Fed’s Decisions Affect Mortgage Rates
Mortgage rates aren’t only tied to the Fed’s decisions. Learn how factors like the 10-year Treasury yield and inflation impact...
How Your Credit Score Affects Your Mortgage
Your credit score significantly impacts your home loan rate and monthly payment. Learn exactly what makes up your score and...
VA Loan Refinance Waiting Period Explained
This video explains the VA loan refinance waiting period you need to know before making any moves. If you’re thinking...
Fixed vs Adjustable Rate Mortgages
Let’s break down two home loan options. Learn how fixed-rate mortgages offer steady principal and interest payments, even if taxes...
Pre-Qualification vs. Pre-Approval
Let’s break down debt-to-income ratios, what they are, why they matter, and how lenders use them. Learn the FHA guidelines...
Understanding How Debt Impacts Your Home Loan Approval
Are you worried that your debt might block your path to homeownership? In this video, I break down debt-to-income ratios—what...
Who Qualifies for a VA Loan? Eligibility Requirements Explained
Let’s breaks down who qualifies for a VA loan. It covers the basic eligibility requirements for veterans, active-duty service members,...
VA Loan Closing Costs Explained: What You’ll Pay
This video breaks down what to expect when closing on a VA loan. Learn about the key costs—from the origination...
VA Refinancing Funding Fee Explained: VA Streamline & Cash-Out Options
This video explains the VA funding fee for refinancing, covering both the VA Streamline Refinance (IRRRL) and VA Cash-Out Refinance...
Must-Have Documents for VA Loan Pre-Approval
Preparing for VA loan pre-approval? This video breaks down the essential documents you need to have ready to streamline the...
VA Certificate of Eligibility Explained: How to Apply & What to Expect
Learn everything you need to know about obtaining your VA Certificate of Eligibility (COE) in this quick guide. This video...
Unlock VA Refinancing: Lower Payments & Access To Cash!
Explore your VA loan refinancing options and maximize your benefits! In this video, learn how the VA Streamline Refinance can...
VA Loans Explained: Homeownership with 0% Down
This video breaks down the essentials of VA loans—helping eligible veterans, active-duty service members, National Guard members, reservists, and surviving...
FHA 203k Explained: Finance Your Home and Renovations In One Loan
Discover how FHA 203k loans can simplify your home renovation or fixer-upper purchase by financing both the home and its...
FHA Mortgage Insurance Premiums Explained
Learn the ins and outs of FHA mortgage insurance premiums in this quick video. Discover what they are, how the...
Finance Solar & Wind Upgrades With Your FHA Loan
Explore how the FHA Solar and Wind Technologies Program lets homebuyers finance renewable energy upgrades directly in their FHA loan....
Your Complete Guide to FHA Loan Limits
Learn what loan limits are, how they vary by property type and region, and why HUD updates these limits annually....
FHA Loan Qualifying Factors
Discover how FHA loans can help you achieve homeownership with as little as a 3.5% down payment!
Earn Up to $13K to Add Solar When Buying Your Home
Learn how you can get up to $13,000 back when buying a home by adding solar panels! In this video,...