This video explains the VA loan refinance waiting period you need to know before making any moves. If you’re thinking about refinancing your VA loan, you’ll learn that you must wait at least 210 days (about 7 months) from your last loan closing date and make at least 6 monthly payments. We also cover why this rule exists—to protect you from refinancing too frequently and incurring extra fees. Get a clear, simple breakdown to help you plan your next step in homeownership.