This video explains the VA funding fee for refinancing, covering both the VA Streamline Refinance (IRRRL) and VA Cash-Out Refinance options. Learn how the fee is calculated—0.5% for the IRRRL option and 2.15% (or 3.3% for repeat users) for a cash-out refinance—and discover how veterans receiving disability benefits may be exempt. Get a clear, simple breakdown of what you’ll pay when refinancing your VA loan and how these fees help cover program costs.